The Metamorphasis by Franz Kafka Essay -- essays research papers

Early one morning, Gregor woke to discover he had transformed into a human-size bug. However, it was not him turning from a young man into a bug in the matter of one night that worried Gregor, but the fact that he was going to be late for work! After reading the first several pages, one might find themself bewildered as to why and how Gregor dealt with this transformation with such stride. No, Gregor had not lost his mind, nor had he expected this situation to ever occur (How could something so singular ever be anticipated for that matter?). It was instead, the mere fact that working as a slave to the relentless, capitalist society he knew as life had alienated Gregor to the point that such a change as becoming a bug was nothing more than a confirmation of his insignificant place in the world.   Ã‚  Ã‚  Ã‚  Ã‚  Attention. A simple word, yet without it, even the proudest slip into the darkest shadows of life. It is essential to human survival, and is the key concept towards understanding the ongoing transformation of Gregor throughout the story. Instead of worrying about their son and his new, awkward condition, Gregor’s parents worried about themselves, and how this tremendous change would affect their lives. What Gregor longed for, a chance to be loved and treated as a part of the family, was sadly what his own parents and sister failed to see all along. They paid no attention to his emotional or physical pain, but rather disowned the idea all together that thi...

Planet Organic Marketing Report

Through primary research we wish to study the marketing strategy for Planet Organic particularly in the use of interviews, questionnaires and in store visits. Having arranged an interview with the Store Manager of the Westbound Grove branch, we hope to ask questions that we feel could contribute towards our final marketing report. Through the use of the questionnaire this will give us particular help with looking into the demographics of our chosen retailer. We also expect to carry out secondary research with the help of Planet Organics newsletter, the Internet and the Planet Organic website.We will analyses newspapers such as The Daily Telegraph and The Guardian in which will enable us to view information on its retail competitors as well as general articles on organic farming. I nurturing ten process AT writing tons report we alma to nave regular contact Walt a spokesperson representing Planet Organic. This will help us gain both an informative insight into the marketing techniques and environment. To anchor our information on the micro/macro environment we will produce a SOOT analysis within our report, which highlights the Strengths, Weaknesses, Opportunities and Threats ofPlanet Organic. 2. Micro Environmental 2. 1 Company â€Å"Planet Organics natural ethos also extends to our beliefs about health and how complementary therapies and remedies can prevent and cure illness. Nourishing our families with good wholesome home cooking combined with a complementary approach to well being is the foundation for a healthy, vital life now and for generations to come. † Renee Elliott 2000 Planet Organic is a unique supermarket dedicated to organic and other ethically sourced products.They have 4 stores spread across some of the most affluent areas of London and have a large target arrest of organic consumers looking for essentially chemical-free , fresh or minimally processed food. Their mission is to raise awareness of British farming and organic goods while fi ghting against genetically modified foods. Renee Elliott a former American wine Journalist opened her first Planet Organic store in 1995 in Noting Hill, with each restaurant containing a designated seating area where customers can purchase foods from the deli counter, offering a selection of fresh Organic Produce.The shelves in all four stores are aligned according to Meat, Dairy Products, Confectionery and Health and Beauty. When walking into a Planet Organic Store you have immediately stepped into what is set out to be like a market stall of fresh fruit and vegetables. The shop is very appealing to the eye with its color coordination and neatly stacked shelves. The smell of the fresh deli counter makes shopping in Planet Organic thoroughly enjoyable instead of the hustle and bustle that you may encounter when shopping in other supermarkets such as Testes and Kingsbury.This is why Planet Organic continue to have such a loyal sense of customer value, they want to make your food shop ping experience enjoyable and relaxing. More and more people are choosing to arches and look into eating organic food because they want to know what they are eating, the reassurance that the environment has not been harmed in the process of which their food has been produced This year Planet Organic are celebrating 1 5 years since they opened as the first organic and natural supermarket in the I-J.Planet Organic became the first Soil Association certified organic supermarket in the I-J when they first started in 1995, they were also the first to have an organic British meat and fish counter within a supermarket. I en company were also ten TLS London retailer to KICK start ongoing trend of replacing plastic bags with biodegradable bags, this has been picked up on with many other large retailers such as Waitress, Testes and Kingsbury. Planet Organic now have their own website (www. Planetarium. Com) in which consumers can purchase products online and have them home delivered.This is u seful to their loyal consumers, as unlike many supermarkets such as Waitress and Marks and Spencer, accessibility is limited due to such a limited amount of stores. The website entices customers with ‘gift ideas' and gives factual information in ‘Renee's blob (The company director of Planet Organic). In this blob she introduces ewe and innovative recipes such as ‘Soaked Cinnamon and Apricot Porridge' and ‘Parmesan Baked Asparagus', she also directly targets mothers with young children, for example what to put in their packed lunch or meals that both grown ups and children will enjoy.This blob is updated almost weekly and is full of informative and current news that makes an entertaining read. Planet Organic also send out a monthly newsletter with details of latest products, environmental and health issues and ‘Planet Organic News'. They do this to keep that close relationship that is needed between a retailer and its consumers thus creating brand loyalt y. Planet Organic is not Just a foods supermarket; â€Å"We believe the body can usually heal itself, not with medicines that often Just suppress or mask symptoms, but with natural remedies that support the body in the healing process† (Renee Elliott).They particularly specialize in herbal remedies, vitamins and minerals as well as providing consumers with organically produced cosmetics such as make up and body lotions. 2. 2 Suppliers The company sells over 27 different products within each category. Books, Vitamins, supplements, natural remedies, body, face care and make up are only a small part of the company's success. They sell organic free range eggs and organic meat (all animals are vegetarian). Planet Organic only sells natural, free range organic products. The business was the first to be part of the Soil Association Organic Standard in the I-J.The soil Association is a charity, which campaigns for planet friendly food and farming. They believe that the connection bet ween food, soil and health of people is very important, which is also very important within Planet Organic. Planet Organic are forever introducing new products into the market, by promoting conventional farming, home grown products and raising awareness about health. By sourcing organic food from sustainable producers this reduces the environmental impact of consumption of items brought through its stores.Planet Organic have a British policy on buying meat and British first for fruit and vegetables. Suppliers come from local areas in London and Planet Organic is always trying to promote local businesses. Planet Organic sources and sells seasonal produce, which therefore minimizes transport and thus the impact on the environment in which helps to reduce the carbon footprint. Planet Organic maintain regular contact with tenet suppliers Ana attend trace snows to Tina ten Test new products I nee are committed to British farmers, bakers, producers and manufacturers and continue to mainta in high standards.Planet Organic is also part of Fair-Trade, which is an organized social group that helps people in developing countries to earn a respectable wage and living. Fair- Trade also ensures that better prices are obtained, decent working conditions, local sustainability and fair terms of trade for farmers and workers in the developing world. Companies are required to pay sustainable prices, which must never fall below the market price. Fair-Trade helps to stop the injustice of trade; which in the sat has been unjust and discriminated against the poorest and weakest producers.Fair-Trade enables the workers to improve their position and have more control of their lives. 2. 3 Intermediaries The intermediaries, also know are wholesalers, the middlemen or distributors, are what fill out the gap between the point of production and the point of sale. They can help overcome the lack of compatibility between the suppliers and the end customers (being Planet Organic) by reducing t he number of contacts between the two. This would also help in reducing the costs of the distribution and selling.The organization must decide whether to involve an intermediary, this can be determined by its size or also whether they trust the resources and skills of the produces to successfully meet the needs of the consumer. Most often the intermediaries add value to an organization in different ways, firstly to the marketing side as long as they are effective to the producers goods and the distribution channel, as they most likely know their target market. Making sure that the goods are stocked appropriately so that the economic and life-style needs match the shoppers, for planet organic being natural, healthy, environmental friendly products.Planet Organic uses intermediaries for the majority of their products. Around 60% meaning 40% of their products are delivered directly from the suppliers. They use 4 major consolidators, The Health Store and The Tree of Life are cooperate w holesalers for natural and organic products. They are two of the leading health Food wholesalers in the I-J. The Health Store is based in Nottingham and has been trading over 76 years throughout the I-J, Ireland and Europe. A Dutch company called the Royal Weakens NV that is based in the Netherlands owns the company Tree of Life. They distribute food products throughout North America and Europe.Planet organic uses their Newcastle branch. Another 2 intermediaries used by Planet Organic are Marigold and Lingering Organic. Marigold health foods are only based in the UK and distribute their products within a 60-mile radius from their warehouse in Kings cross using refrigerated vehicles. 60% of their product lines are organic. Lingering Organic is based in New Covent Garden, London and specializes in the distribution of organic Truly Ana vegetables Language started In ten early Bus's supporting local UK Tarts however they have now growers throughout Europe and the rest of the world.Plane t Organic also has an online shopping and delivery service. Goods to their consumers bought from the website are distributed from their Westbound grove branch. They have their own van for fresh items delivered only to certain areas within London. All other orders such as non-fresh items or for delivery outside the UK are sent mainly through Parcel Force and are carbon neutral. All of their distributors from the store use echo-friendly packaging. The cardboard boxes used for packaging are 100% post-consumer recycled and are made within the I-J, even the printed ink is made from vegetables.They use gummed paper made from starch as tape, the bubble wrap is biodegradable, which is an organic material that will quickly brake down in landfill and be absorbed back into the soil harmlessly. For their fragile items instead of Styrofoam they use expanded corn, which are completely comfortable. Parcel Force is part of the Royal Mail Group, and for over 14 years there express delivery services have been covering 27 million addresses in the I-J. 2. 4 Customers We conducted a customer survey at planet organics Westbound grove branch.The main research objective of this study was to find out what type of customers shop at lane organic and why. To collect primary data a questionnaire asked customers about the main purposes of their visit. The questionnaire was made up of 15 closed questions with a pre-set list of possible answers and was conducted inside the store itself. The customers who participated in the survey completed the questionnaire in our presence. We used a convenient sampling approach and a total of 36 questionnaires were collected during a two hour time slot. We determined the size of the sample by the resources availability and the limited timescale.Due to the Westbound grove branch being the largest of the 4 planet organic stores, made it important to approach customers shopping in different sections and aisles of the store including customers sitting down and having lunch. This is so that we did not to concentrate on 1 particular type of customer who might only be shopping for 1 specific type of product. It goes without saying that the results shown in figure 1 and 2 are a clear majority. Many customers, when asked if they shopped online with planet organic, were surprised to find out that they had a website with home delivery.This also goes to how that in figure 3 only 5% heard about planet organic online, the 31% form word of mouth and the majority with 61% saw the store when passing by. The 19% of male customers were mostly with families; one man said ‘I'm only here because my wife gave me the shopping list, she's crazy for organic'. However there were a few men that were vegetarians or had special dietary needs. Figure 1 Figure 2 Hogue s Hogue 4 The results show in figure 4 that the majority of customers lived locally with 58% and secondly worked locally with 17%.The 8% who were Just visiting, did so, along with another custom er who lived around the area. The least amount of customers were tourists with only 6%, on the other hand the few tourists had specifically sort after organic products, whether planet organic had been suggested to them or searching themselves on the internet. Moving on to figure 5 and 6 below, we can point out that most customers walk (with 69%) to the store taking them generally 5 minuets or less (with 47%), where as only 3% use their private vehicles or motorbikes.This result proves to us that they are highly likely too live locally as seen once again in figure 4. Customs traveling the longest accounted for 19% though no customers travel time kook longer than 30 minuets. Figure 5 Figure 6 Results in figure 7 below show that planet organic attracts a large range of their customers between the ages of 25 and 44, Just over 60%, with 28% aged between 25 and 34 and 33% aged between 35 and 44. The minority of customers are aged between 18-24, various reasons for this were due to student life and funds, not being aware of the benefits with organic food, visiting or happen to pass by.The customers aged 65 or over stated mainly that their reason for shopping there simply because planet organic was the closest supermarket to them. Notice in figure number 8 the majority of shoppers with 36% are in pm or later mainly due to finishing work. Before 1 lam with 11%, again before work, 17% of customers shop at different times, 14% between 1 lam and pm and 22% that shop between pm and pm. Figure 7 Figure 8 Planet organic clearly appears to have loyal customers acting on the information given figure 9, customers shopping one a week with 36% and those who shop more than once a week with 25%.Very few were there as a one off with only 3%. It is obvious in figure 10 that when asked whether they visited other planet organic stores round London and if so where, the question was no with 67%, they keep to their local Westbound grove branch in Backwater. However 25% had been to the bra nch in by Darlington place Camden, 5% to planet organic in Isolation and least with 3% Mussels Hill. Looking at figure 11 the majority with 33% of planet organics customers shop at Marks and Spence's, they more or less have similar price ranges, quality food and Marks and Spence's hold a variety of free range and organic foods.Minority of customers with 6% said they shopped at Tests. Customer's second and third main supermarket choices were Kingsbury with 19% and Waitress with 22% , e believe this is mainly due to the fact that Kingsbury and Tests are conveniently close to planet organic, within the same area. Hogue Y Hogue Figure 11 Seeing as Planet Organic hold a wide range of organic, gluten free, dairy free, wheat free, vegan and vegetarian products, the question was asked whether they were vegetarian or vegan. 28% stated vegetarian, 8% vegan and 58% said neither.The remaining 6%, who stated other, had special dietary needs such as lactose or wheat intolerant. This lead to a que stion concentrating on what type of products they regularly bought from planet organic. The most popular products bought, shown in Geiger 13, with 47% were general groceries including beverages, home and household products. The least poplar products with only 6% of customers mainly bought bakery, 8% came for the fruit and vegetables, 11% for health and body care products, 22% for lunch/dinner or food on the go.Also with 6% were customers who came and bought a selection of everything. Figure 12 Figure 13 One of the most interesting questions in our opinion is the main reason why people purchase organic food. Precisely 50% of planet organics customer's motives for purchasing organic food are that they understood it is much healthier for them. They leveled that organic produce will not be full of man-made chemicals and that organic meat for example did not contain antibiotics or hormones.They also believed that organic fruit and vegetables had not been harmed by fungicides or pesticide s. Organic foods are mostly kept the same from the time they are grown until the time they are displayed in the store. Nothing is added and foods are not processed, as a result of this, for 22% of the customers this was the reason they thought organic food tasted better and believed that buying organic meant buying quality. Other customers at 9% shopped at planet organic because buying organic reduce meant being environmentally friendly.They knew that organic animals were treated better than conventional animals. There were 8% of customers who mainly needed dietary product such as gluten free, dairy free or wheat free products. The remaining 11% of customer didn't specify a reason for shopping at planet organic other than the store being the closest to them and for convenience. As seen earlier in figure 45 this category co in sides with customers that were age 60 or over. Figure 14 Overall planet organics customers were very sociable and welcoming. They liked to express their views. We also asked a 1 5th question, which entailed occupation, however instead of formulating the question into a closed question we collected each individual answer through a box question. Out of all 36 customers that participated in out questionnaire neither of them had the same occupation as another. They ranged Trot sculpture artists, Dustless consultants, pr collocates, grapnel gleaner, lecturers, site managers and antique dealers to unemployed, retired and entertainment or fashion industry workers. The male customers seemed to have creative occupations such as architects.Where as the women who shopped in the diddle of the day said they were unemployed or charity workers, this could mean they were house wives or had no necessitate making money. 2. 5 Competitors Planet Organic believes in ethical and sustainable farming, therefore the natural and wholesome food company has a highly competitive and volatile business field. We mainly believe that the key competitors for Planet Organic are actually the larger leading supermarkets who have recently expanded their companies and opened their market field to consumers who appreciate organic products.Recent statistics have confirmed that large Supermarkets are responding to their customer requests ND are making efforts to both stock organic and locally-grown produce which allows consumers to be ‘green' shoppers, choosing from locally grown, ethically sourced goods. [The Telegraph, 15th October 2007. ] The organic food market is rapidly increasing therefore the competition between supermarkets is rising dramatically. The increase of product availability and the expansion of purchaser interest in premium foods have fuelled sales.Figures illustrate that fruit and vegetables comprise to be the largest sector of organic foods and the main entry point to the market. From 2002 to 2008 organic dairy products have more than doubled in retail ales and Minute predicts that the market is set to grow by over 54%, from 2007-2 012. (Minute Report, 1st February 2008. ) Three of the major UK retail chains; Waitress, Kingsbury and Marks and Spencer are all examples of supermarkets that are direct competitors for Planet Organic.All three supermarket chains have been awarded ratings of grade B by the National Consumer Council (NC) for their stocking of environmentally friendly foods and goods. Waitress has made enormous efforts over the past years to increase their organic range and their business sales are dramatically increasing due to their quality of fresh produce. Moreover, Waitress's main target audience is middle-class consumers, which conflicts with Planet Organic as they both aim to appeal to a similar target market.Waitress offers fair trade products to consumers in order to ensure that workers in less developed countries get a fair wage and are treated in a fair manner. Likewise, Planet Organic proposes the idea of selling fair trade products, which increases the competitiveness between the two busi nesses. In addition, Waitress is known as the best chain retailer when it comes to trading practices, sourcing from I-J farmers and committing to smaller appliers allowing them to stock the largest range of organic fresh produce.Yet, sources confirm that consumers find that the fresh produce at Waitress is exceedingly cheaper than Planet Organic, which means that many customers would resort to Waitress over Planet Organic itself. However, sources did corroborate that Planet Organic do stock a high percentage of products that are not viable to find elsewhere, but the question is can we do without most of those if needs be? [Urban Path- Planet Organic Reviews, 2nd January 2008. ] Furthermore, Kingsbury is another K retail canal Tanat Is a Key competitor Tort Planet organic, as It offers ten most suitable range of organic products for their target market.Kingsbury organic range primarily focuses on goods such as fruit, vegetables, dairy products and meat. It has been shown that food sa fety scares have promoted consumers to seek greater guarantee about the value and quality of the meat they buy. Therefore, with Kingsbury stocking organic meats, profits and loyalty with customers will increase as the consumers know they are receiving produce that is fresh, making organic stores such as Planet Organic observe them as being great competitors.Kingsbury has been voted the number one organic food retailer in the UK by a panel of consumers therefore this highlights the success that the organic products have had upon the other retail stores. Kingsbury sales have significantly been increasing due to the growing popularity of its organic and premium food ranges, and Mr. King (Chief executive) implies that â€Å"Kingsbury strong quality food offer has helped it take customers away from rivals such as Tests and Sad. † [The telegraph, 20th June 2007. Moreover, this entails that Planet Organic has suffered a loss of profit due to key permeated chains increasing their pro duce of organic foods. A further example is Marks and Spencer and how they have improved there value of organic food with sales rising 48% this year, with their organic range doubling in size to almost 500 products. M&S, like Planet Organic focus on targeting the middle class audience, by producing organic food that meets the higher food standards.M&S believe strongly in sustainable farming and free range products therefore, since 2009 their entire fresh whole ducks, geese and majority of turkeys came from free range products because of response to customer requests. Similarly, Planet Organic offers the same free range assistance which again can cause rivalry between the companies. However, especially since the recession consumers have believed Planet Organic is too pricey for a regular food shop and therefore alternate to M&S as there organic produce is cheaper and still satisfies the consumers.Overall, the rising sales of organic products in larger supermarkets puts smaller food s tores I. E. Planet Organic in danger, as the smaller suppliers have to think of new ways in which they can attract there target audience to come to there shops instead of committing to the argue supermarkets. Due to the fact that all of the above UK retail chains offer a similar supplies as Planet Organic they are all seen as a psychical threat to the company. 2. 6 Publics Publics are groups that have an interest or could potentially have an impact on Planet Organics abilities to achieve their goals and objectives.The general publics are one of the groups that can have a great impact on a Planet Organic. Whether the change is positive or negative, a change in the general publics attitude can cause change within Planet Organics reputation and profitability. Another group of people ho can have an impact on Planet Organic are their employees; these are people who are employed within the company, this can range from its sales associates to the farmers. Companies that could affect Planet Organic are Fair trade, Ere sign and Organic Standards.We also found six main groups, which have a great impact on Planet organics adjectives Ana products * Soil Association * Green Providers Directory * I-J Organic Directory * Organic Food * Cycle Lifestyle * Fair Trade I nose SIX companies Include: Planet Organic support all of these companies by stocking and promoting their goods thin their store. Planet Organic also provides leaflets and details about these organizations for its consumers to find more information on, they work closely together in order to create public interest.The above companies main concerns of health implications are similar to Renee Elitist's, which is great publicity for Planet Organic being linked with them and vice versa. Organizations such as Soil Association is not funded by the government as it is a charity based company relying on donations and support from members as the public in order to continue to carry out their work. The Food Ethic Council al so retirees over 80% of organic food sold within the I-J, aiming to inform the public about the many benefits of organic food and farming, they also have a similar mission statement to that of Planet Organic.

Sector Of South Africa Essay Example Pdf - Free Essay Example

Sample details Pages: 3 Words: 1045 Downloads: 7 Date added: 2017/06/26 Category Economics Essay Type Compare and contrast essay Tags: Africa Essay Banking Essay Did you like this example? In this section, we will be looking at the Banking sector structure of South Africa compare it with the economy of Brazil. We will discuss topics like number of banks, concentration ratios, banking sector credit-to-GDP, liquid liabilities-to-GDP, foreign bank penetration, leading competitors, profitability, and risk and asset quality. South Africa has the largest and most sophisticated financial market in Africa. The financial services sector, in particular the banking sector, has well-established credit and management information systems. The South African banking system is well developed and effectively regulated by the central bank the South African Reserve Bank- as well as a few large, financially strong banks and investment institutions, and a number of smaller banks. Many foreign banks and investment institutions have operations in South Africa. The SA banking industry is made up of 17 registered banks, 2 mutual banks, 12 local branches of foreign banks , and 43 foreign banks with approved local representative offices. Brazil on the other hand has a large no of banks which are operating in different parts of the country. With these numbers of banks in SA the banking sector in South Africa is highly concentrated. In South Africa, the top four banks have approximately 89% of retail deposits. This is high by international standards. The Herfindahl-Hirschman Index (H-index) is a widely respected barometer for measuring market concentration in a banking system. The level of concentration in the South African banking sector measured using the H-index is presented is given below. The index measured 0.187 at the end of December 2011 which means very high level concentration. The high concentration prevalent in the South African banking sector is attributable to the high concentration of banking-sector assets among the four largest banks, which accounted for 84.1 % of total banking-sector assets at the end of December 2011. While for Bra zil as there are so many banks present the concentration ratio should be very less and it will have a great competition (though the H-index for Brazil was not available anywhere). Investment and merchant banking remains the most competitive front in the industry, while the countrys big five banks Absa, FNB, Standard Bank, Nedbank and newcomer Capitec dominate the retail market. The oligopoly structure and the perception that there are high costs in delivery of retail banking services in South Africa have militated against entry into the retail banking sector. However, a number of foreign entrants have taken advantage of the relatively lower costs of entry into the corporate banking sector, which has increased the level of choice and countervailing power in this sector. It has attracted a lot of interest from abroad with a number of foreign banks establishing presence in the country and others acquiring stakes in major banks, for example, the Barclays ABSA and Industrial and Co mmercial Bank of China Standard Bank deals. As mentioned above the banking sector has 43 international banks with authorised representative offices in South Africa. There are more than 15 countries who have their banks in Brazil with over 130 branches spread across Brazil all performing different functions. (Source Central Bank of Brazil). Liquid Liability Liquid liabilities are also known as M3. They are the sum of currency and deposits in the central bank (M0), plus transferable deposits and electronic currency (M1), plus time and savings deposits, foreign currency transferable deposits, certificates of deposit, and securities repurchase agreements (M2), plus travellers checks, foreign currency time deposits, commercial paper, and shares of mutual funds or market funds held by residents. So compared to South Africa, Brazil has always had more of liquid liability and it also has been increasing year after year. But for South Africa there seems to be slight dip from 2009 to 20 11. Profitability- The most common measure of bank performance is profitability. Profitability is measured using the following criteria: Return on Assets (ROA) = net profit/total assets shows the ability of management to acquire deposits at a reasonable cost and invest them in profitable investments (Ahmed, 2009). This ratio indicates how much net income is generated per  £ of assets. It is usually said that higher the ROA, the more the profitable the bank. As seen from the graph below that ROA of South Africa took a dip in 2010 due to the crisis but has been improving significantly in the last two years. ROA ratios for Brazil were not available. Return on Equity (ROE) = net profit/ total equity. ROE is the most important indicator of a banks profitability and growth potential. It is the rate of return to shareholders or the %age return on each  £ of equity invested in the bank. As seen below in the chart the ROE too has been improving from 2010 after it saw a dip becau se of the crisis. ROE ratios were not available for Brazil. Now we compare these two countries and see the pros and cons based on the points discussed above. The numbers of banks in South Africa are less and they have an oligopoly  form of markets and so the cost to enter the markets may be high. And opposite to that the Brazil has very large no of banks so the competition  faced will be very high. The concentration ratio is directly proportional to the no of banks present. SO the concentration ratio is very high in South Africa as compared to Brazil. Participants in the oligopoly market  frequently maintain their position of dominance because it is too costly or difficult for potential rivals to enter the market or due to the high cost of entering the market the oligopoly market exists. The foreign penetration in both the country seems to be quite good but with Brazil having more of the foreign banks. In this case investing in South Africa seems a better opt ion just for the reason of facing less competition in South Africa. The M3 ratio for Brazil is on an increase but for South Africa these has been a slight dip showing that there is a lot of scope of improvement in that area. The profitability ratios have been on an increase for South Africa which is a good sign. But looking at their peaks in 2008, this area also seems to have a lot of scope of improving. So, in conclusion, investing in South Africa is a good option but not in retail area but in the commercial area. Don’t waste time! Our writers will create an original "Sector Of South Africa Essay Example Pdf" essay for you Create order

Kelly Yao. British Literature. Mr. Carlucci. May 15, 2017.

Kelly Yao British Literature Mr. Carlucci May 15, 2017 Causes of Teenager Suicide Recently, Netflix’s 13 Reasons Why has drawn people’s attention. The drama series illustrates 13 reasons of the teenage girl’s suicide. As we have entered a brand new century, climbing suicide rate has become one of the most serious public health and mental issue in the society. In daily life, there are even more reports of teenage suicide by media. People may wonder about the actual reasons why teenager decide to commit suicide to end their lives. There are potential causes for teenage suicide. Teenagers’ motivation for suicidal behaviors mostly come from physical or sexual abuse, cyberbullies, pressure from school and substance abuse. Teens commit suicide†¦show more content†¦The victims think about suicide after being attacked. To prevent teenagers from committing suicide, people should pay more attention to prevention of violence and sexual harassment to teenagers. With the widespread presence of teen suicides, parents can t help but wonder and worry, but they never find out where the child’s depression came of. A review of data collected between 2004 and 2010 via survey studies indicated that â€Å"lifetime cyberbullying victimization rates ranged from 20.8% to 40.6% and offending rates ranged from 11.5% to 20.1%† (PubMed Central) There are several specific ways that social media can increase the risk for the suicidal behavior. Cyber bullying and cyber harassment are serious and prevalent problems, as â€Å"approximately 2000 middle school children that indicated that victims of cyberbullying were almost two times as likely to attempt suicide than those who were not† (PubMed Central). Although cyberbullying cannot be identified as the only factor for suicide between teenagers, it increases the risk by intensifying feelings of isolation, instability, and hopelessness. According to the recent study, â€Å"approximately 43% of the students report experiencing cyberbullying during their lifetime, and 15% of students admitted to cyberbullying others during their lifetime† (Patchin, 2015). There are even more statistics showing how cyber bullies affect teenagers’ emotion and push them to self-destruction. Nowadays, social media has created virtual

Gun Control Is A Top Reason For Owning Guns - 998 Words

People have used guns as deadly weapons in battle since the first gun was created. As more and more innocent people have died as the result of unstable people owning guns, the debate about gun control has gained more importance. According to a 2014 Pew Foundation report, 79% of male gun owners, 80% of female gun owners, and 64% of people whose family members have guns, they feel safer owning a gun. Do people really need gun control? In my perspective, there are several critical reasons why gun control is unnecessary. There are a number of significant arguments against gun control. First, The majority of people state that they will all be safer if people have guns. Guns have been used for protecting ourselves and defending countries throughout history. Most people will say protection is a top reason for owning guns. A gun can be the most effective way of deterring intruders and criminals when women get attacked, and women can work well to protect yourself. The rates of women getting hurt are increasing year by year, and the risks of women have been challenging. As women, we instinctively know that we need to protect ourselves in some places we live. Many women believe that they don t have as much strength as men, because of this, women more often become a target of criminals. As long as women carry guns with them, when they meet with the danger, they may solve it by themselves if there is no one can help them at the moment. Nelson Lund, Professor at George Mason UniversityShow MoreRelatedA Debate On Owning A Gun1516 Words   |  7 Pages Owning a Gun Owning a gun is a highly debated topic in America. There are citizens who believe that only law enforcement and military should own guns. However, other Americans believe that guns are a constitutional right to own arms. Important questions in this debate include: why do Americans own guns, should firearms be allowed to hunt, is the second amendment still important today, and owning a gun is dangerous to people, so why get one? Americans should own guns. If not, the repercussions ofRead More Private Gun Ownership Should NOT be Banned Essays1056 Words   |  5 PagesWould you choose to own a gun if your life depended on it? America has defended itself with guns since December 13, 1631 when the National Guard was born. We are a country that defends what we love. What do we defend ourselves with? Guns of course. Guns and America were discovered around the same time. Guns will forever be a part of America. Without guns the American Revolution would not have been won (Boehm). The re have been some times in American history where guns have caused the loss ofRead MoreGun Control And The United States Essay1358 Words   |  6 Pagesown a gun, and it should not matter if their reason is for protection, for sport or simply to collect. Gun control is a concern that needs to be one of â€Å"less talk and more action†; in addition, it needs to be an issue where both parts of the Congress join together to find a solution to the growing problem of gun violence in the United States. Furthermore, the American people need to demand action from their state’s senators and representatives, not just during a time of stress following a gun-relatedRead MoreJust Take Away Their Guns955 Words   |  4 Pages Click-Clack-Bow! This is the noise of gun going off, something that is heard everyday. This very noise not only injures people, but it causes innocent people to die. Guns are the number one cause of leading deaths today. According to James Q. Wilson article à ¢â‚¬Å"Just Take Away Their Guns,† Wilson states that both the President and public want tougher gun control laws (125). The only difference is that the public believes that it won’t change anything. Wilson also believes that it would take a politicallyRead MoreGun Control: A Deadlier Weapon Essay1411 Words   |  6 PagesAre guns killing off humanity? Over the past few years, mass shootings and violence had taken place all over America. It seems like these tragic shootings and events are becoming a trend, and more common in public places. In 2012, a movie theater shooting took place in Aurora, Colorado, where the shooter, James Holmes, left 12 people dead and at least 70 wounded. He would be later found not guilty because of insanity. Another shooting occurred at Sandy Hook Elementary School in Connecticut, whereRead MoreReducing Gun Violence Essay1563 Words   |  7 Pageswhether to require the start of reducing gun violence. Guns have always been a part of American culture, even before we became the America we know today. In colonial times and the days of the Wild West, guns were an essential part of survival. They were needed to kill animals for food and to protect against unwanted trespassers and predators. However, in these modern times, because we have conveniences such as Hannaford and organized police systems, guns have gone from tools of necessity to noveltyRead MoreControversy Over Gun Control Laws1177 Words   |  5 PagesThe term ‘gun control’ is used to show the regulation of selling, owning and use of guns. This means there is going to be a lot of controversy regarding this, making it a very touchy topic for a lot of people in the world right now. Gun control laws vary greatly, for example in places like the United Kingdom, where the gun laws are so strict that even police officers aren’t allowed to use them. Only special task forces within the police departments are. Compared to places like the United States,R ead MoreThe Issue Of Gun Control950 Words   |  4 Pageshappen more. In the nine year olds case, the gun wasn’t properly put away, causing the tragic incident. Personally, I think if an individual has taken appropriate courses for owning a gun, have had a background check, and seem stable then it is fine for them to own a gun. Guns should be used for protection, hunting for food during the appropriate season, and used at a gun range where safe objects are the target. I have many friends who responsibly own guns and only use them when appropriate. HoweverRead MoreGun Control Laws On The United States And Other Countries891 Words   |  4 PagesComparatively gun control laws with the United States and other countries: What could be done to reduce gun violence in the United States, by comparing gun control laws with other countries to see weather or not gun laws are effective? I feel comparing gun control laws between other countries to see how their laws are in effect with lowering gun violence, so we could get a better understanding on what we could do as a country to help reduce gun violence or to see if gun control is even affective. Gun controlRead MorePersuasive Essay On Gun Control1687 Words   |  7 Pagesayehu Yitbarek Levell English 121-325/S25 04/20/2017 Gun Control Gun control is a controversial and important issue all over the world. A gun, as a weapon for defense and protection, has been misused by many resulting in unlawful acts. According to the Centers for Disease Control and Prevention, dedicated protect public health and safety, in 2010, there were roughly 31,670 gun-related deaths in the U.S. About 11,100 were homicides (35%) and about 19,400 (61%) were suicides (Jim). Every day, a lot

Cuckoldry and Sexual Jealousy free essay sample

Cuckoldry occurs when a woman deceives her male partner into investing in offspring conceived with another male. Risks for cuckoldry are high for women (loss of partner death etc) the risks are even higher for men. Cuckolded men lose both invested resources and reproductive opportunity (Platek and Shackelford 2006) * According to the evolutionary approach, all such mate-retention strategies are driven by sexual jealousy: an adaption that evolved in males as a way of dealing with paternal uncertainty. Males could never be 100% that the offspring is their own. One consequence is that a male may invest his resources in offspring that are not his own. * Sexual jealousy serves to help prevent the female mating with other males outside the pair bond, and so it can be seen as an adaptive response. * Sexual coercion (forcing an unwilling partner to have sex) is a tactic used by some males to reduce the risk of cuckoldry. We will write a custom essay sample on Cuckoldry and Sexual Jealousy or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page ‘The cuckoldry risk hypothesis’ (Camilleri 2004) predicts that males will be more willing to use sexually coercion tactics such as partner rape when the risk of cuckoldry is high. According to Lalumiere et al (2005) some men carry out partner rape in order to decrease paternity uncertainty. Thornhill and Thornhill (1992) argue that a woman who resists having sex with her partner signals that she has been unfaithful, thus increases the risk of sexual jealousy and fear of cuckoldry. Mate retention and violence: * Buss and Shackelford (1997) examined mate-retention tactics in married couples. They studied 214 individuals and found that, compared to women; men reported a significantly higher use of debasement (giving into her every wish) and intra-sexual threats (threating to beat up the other man). Women on the other hand, reported a greater use of verbal possession signals (indicating to other women that he is taken) and threats of punishing infidelity (threating to leave him is he is unfaithful). They also found compared to men married to older women, men married to younger women reported devoting greater effort in mate-retention tactics including commitment manipulation (professing love and commitment into the relationship), violence against rival men and threats against the female partner. Evaluation: Use of mate-retention tactics: Claim of sexual jealousy is a major cause of violence against women, is supported by studies of battered women where victims frequently cute extreme sexual jealousy on the part of male partners as the major cause of violence against them (Dobash and Dobash 1984). Wilson et al (1995) found that among women who report the use of direct guarding as a mate retention tactic by their male partners, 72% had required medical attention following an adult by their male partner. Research on sexual coercion: Research tends to support the idea that sexual coercion of females by their male partners is an adaptive response to their threat of infidelity. Camilleri (2004) found that the risk of partner’s infidelity predicted the likelihood of sexual coercion in men but not women, important for adaptive explanation, as men are those at risk of cuckoldry not women. Goetz and Shackelford (2006) found that a man who has sexually coerced their partners were more likely to report that they thought their partners were being unfaithful. Women who reported their partners had sexually coerced them were more likely to admit to have being unfaithful. * Practical applications of research: An important implication of research in this area is that mate-retention may be seen as early indicators of potential violence against a female partner. The use of mate-retention tactics can alert friends and family members to the danger signs that might lead to future relationships. Relationship counselling may then be used before the situation escalates into the type of domestic violence reported in the Dobash Study.

Tradition free essay sample

â€Å"And here’s the living room†¦Ã¢â‚¬  I look around, letting the realtor’s voice fade out from behind me as I run my fingers along the wooden bookshelf. The atmosphere of a new house and the sound of a stranger presenting it is all too familiar to me, and most likely always will be. She shows us around the house as my mother and I stare out into the trees off of the back porch. We talk back and forth, deciding where to put a table and how many vehicles the garage holds, but all that plays in my mind is the sound of my own voice asking myself over and over again, â€Å"Will I be able to stay in my school? How am I going to get there every morning? Will I need to stay at somebody’s house?† My mother had promised me years before that we wouldn’t move again until I was out of high school, but here we are, yet again, looking at another house before my second year is over. We will write a custom essay sample on Tradition or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I grip onto the side railing of the porch and dig my fingers into the hardwood, attempting to calm myself down by thinking about what good can come out of this situation; What good has come out of situations like these in the past. I think back to the last time I felt this burning sensation in my chest, and the feeling of my throat closing in on itself. It was the last day of eighth grade, when my best friend had hurt me worse than anyone before, choosing a side that wasn’t mine, and taking everyone with her. She left me friendless and broken, and I didn’t even attempt to go to any of my classes that day, because I couldn’t stop crying. I sat down on my bed that day and pulled my computer out, tears rushing down my face as I vigorously typed all of the words that were flooding my thoughts. When there were no more words to write down, I hit enter and titled the document ‘Dear Corinne’, wiping the tears from my face. That letter never made it to her, but it helped me understand what I was feeling, and allowed me to admit to my mom that I was feeling depressed, and needed to talk about it with someone. Writing has always been my escape route. No matter how many houses, towns, and schools I moved in and out of, writing was the constant in my life, the stability when I had none. When the world is crashing down outside my windows and I can feel the pressure of my own brain pressing up against my skull, I can type until my fingers fall off, knowing that when I’m done I’ll feel relieved; Like a weight has been lifted off my shoulders. I turn to my mom and ask to look at the inside of the house again. She nods and we walk inside together, walking up the stairs to the room that she says will be mine if we get the house. I notice a little corner in the room, the perfect size to put a desk. In front of this space is a window, the perfect place to look out and clear my mind, or find inspiration. The burning sensation has left my body now, and swallowing has become easier to manage. I sit down in front of the window and pull out my phone, writing down what I see and feel. I look around the room once more, and realize that there is clear potential everywhere. I smile and take a deep breath. â€Å"I love it.† I whisper.